Blink Bite
Retail Business Insurance in sharp focus

12th May 2021

Tech-focused MGA, Instant Underwriting, seamlessly combines underwriting wisdom with progressive technology. Their online business insurance trading platform ensures regional brokers have an instant experience when placing business with them. An agency with Instant Underwriting provides access to five market-leading business insurance products, one of which is retail insurance.

Many retailers have been hit hard during the pandemic and, whilst commerce is starting to bounce back, you need access to a compelling retail insurance solution to satisfy the ever-changing needs of your commercial clients.

Instant Underwriting’s retail policy has been designed to offer maximum flexibility for the modern business by providing:

  • Instant speed - a comprehensive pre-quote trade look-up function to indicate if the trade meets the insurers’ risk appetites
  • Instant service – a full-cycle, auto-rated platform
  • Instant quotes - in excess of 100 trades listed to ensure an instant experience on straightforward risks
  • Instant decisions - business insurance decisions made instantly


  • £5,000,000 per location total sums insured
  • the ability to add a second trade
  • the option to enhance cover by including per capita
  • a day one uplift: 15% on Contents, Stock and Buildings under their retail product as standard
  • multiple premises with flexibility to cover individuals, partnerships, private companies under one retail policy, to keep things simple
  • backed by insurers with strong financial ratings
  • competitive levels of commission

Why not have an instant conversation with your Blink IS Business Development Manager to find out more about Instant Underwriting’s other business insurance products and enjoy instant gratification for you and your business insurance clients.


Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use. This facility is marketed and distributed by Blink Intermediary Solutions. Blink Intermediary Solutions is a trading name of Iris Insurance Brokers Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) Register number: 310825. Iris Insurance Brokers Limited registered in England and Wales under registration number 4072404. Our Registered Office is The Baxter Building, First Floor, 80 Baxter Avenue, Southend-on-Sea, Essex, SS2 6HZ.

This facility is provided by Instant Underwriting, a trading style of IMS (London) Limited which is authorised and regulated by the Financial Conduct Authority Register No: 300186 and underwritten by certain underwriters at Lloyd’s and other insurers. Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipients of this content are UK FCA-regulated insurance brokers. Full details of FCA authorisations can be found at This information is correct at the time of production, but may be subject to change.

Related Posts
Manager of the Month - March 2021
Manager of the Month - March 2...

Manager of the Month - March 2021 March’s Premiership Predict Manager of the Month (sponsored...

Insurance Compliance Services
Insurance Compliance Services

Click here to read specialist compliance provider, Insurance Compliance Services’, latest...

Using digital advertising for local business
Using digital advertising for ...

Billboards are out and paid online advertising is in! In other words, traditional, out-of-home (OOH)...

Ross Casey of QIP Underwriting
Ross Casey of QIP Underwriting...

Ross Casey, Non-Standard Household Underwriter at QIP Underwriting, takes to the hot seat this month...

© Copyright Iris Insurance Brokers 2019. All Rights Reserved.
Blink Intermediary Solutions is a trading name of Iris Insurance Brokers Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) No. 310825
Click here to view the Blink Intermediary Solutions full disclaimer