Blink Bite
Travel Insurance: Alpha Underwriting

13th April 2021

As we eagerly watch the news updates to understand how and when international travel can resume, Alpha Underwriting provide a summary of the regulatory changes coming into force for firms offering travel insurance. Are you and your team up to speed?

With effect from 26 April 2021, firms offering travel insurance are required by the Financial Conduct Authority to ‘signpost’ customers to the Money and Pension Service (MaPS) directory should a person’s medical condition(s) affect a policy in any of the following ways:

  • Additional medical premiums over £100 excluding IPT
  • Cover declined due to pre-existing medical conditions
  • Cover offered, but with exclusions relating to pre-existing medical conditions

Alpha Underwriting are putting the necessary measures in place ready for this deadline. As such, they have produced a guide which explains the reasons for the changes, who it affects and where you can expect to find the implemented changes when you access their system for travel insurance quotes.

To assist you and your team, speak to your Blink IS Business Development Manager for a copy of Alpha Underwriting’s ‘MaPS Signposting Guide’.

Product Range:

Alpha Underwriting, the travel insurance and scheme specialist, offer a broad range of leisure travel products that will cover your customers’ needs.

GetSet2Go: great cover for the budget-conscious traveller, three levels of cover available plus a backpacker option

Turtle Travel: a mid-range offering, super cover options, competitive prices, three levels of cover available plus a backpacker option

Ultimate: top of the range cover for high-end holidays

Other Benefits:

  • Single, annual, multi or one-way trip cover
  • Pre-existing medical conditions
  • Cover for winter sports, sports and activities (over 350 sports covered)
  • Cover for travelling around the world backpacking
  • Grandchildren travelling with grandparents under a family policy
  • Multiple add-ons available to personalise your clients’ travel cover including gadget cover, travel dispute, cruise, already abroad, excess waiver and terrorism

FIND OUT MORE APPLY NOW

Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use.

This facility is provided by Alpha Underwriting Limited who are authorised and regulated by the Financial Conduct Authority (FCA) No. 504604 and underwritten by Travel Insurance Facilities Plc (TIF Plc) which is authorised and regulated by the Financial Conduct Authority (FCA) Register number: 306537 and insured by Union Reiseversicherung AG who are regulated in the United Kingdom by the Financial Conduct Authority (FCA) as an EEA Authorised firm under FCA number 220965, Union Reiseversicherung Aktiengesellschaft is authorised in Germany by BaFin (ID: 5094) and notified in The Republic of Ireland by the Insurance Regulator, on a Freedom of Services basis.

Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipients of this content are UK FCA-regulated insurance brokers. Full details of FCA authorisations can be found at www.fca.org.uk. This information is correct at the time of production, but may be subject to change.

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