Blink Insider
Michael Phillips

24th August 2020

This month, we caught up with Michael Phillips, Director of Insurance Premium Finance at BNP Paribas Personal Finance, which is the latest signing to the expanding product range that Blink is able to provide access to.

In a short sentence, tell us what you do in your current role?
As Director of Insurance Premium Finance, I run the Premium Finance business at BNP Paribas Personal Finance with full responsibility for the P&L.

Did you choose the insurance profession, or did it choose you?
I chose the Life and Pensions industry at the start of my career (Eagle Star - now Zurich). It looked like a great place to work and make a name for yourself.

What is something that people are obsessed with, but you just don’t get?

What is your biggest frustration with modern technology?
That however how much time and money you invest, it’s not enough. Tech firms (and in-house IT teams) are an open cheque book.

What do you do when you’re not working?
I do a lot of running - completed the Bath Half Marathon just pre-lockdown. I’m also an avid cricket supporter. When cinemas are open, I am obsessed with watching films!

What was the last book you read, or movie/box set you watched?
The Salt Path by Raynor Winn. The last box set was Big Little Lies.

Who’s your go-to band or artist when you can’t decide what music to listen to?
Bob Marley.

Past or present, which five guests would you invite to your dream dinner party?

  • Ben Elton
  • David Gower
  • Ralph Fiennes
  • Helena Bonham Carter
  • Wilbur Smith

What is on your bucket list?
To follow England cricket in the Ashes in Australia.

Finally, why is it a great time for brokers to consider a conversation with BNP Paribas Personal Finance?
Having recently transformed our proposition, it now has full real-time integration and no hidden fees and charges. We have some of the keenest net rates in the market as we are part of one of the largest global banks and lending our own money.

For further information about BNP Paribas Personal Finance, speak to your Blink IS Business Development Manager or click here.

Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use. This facility is provided by BNP Paribas Personal Finance, a trading style of Creation Consumer Finance Limited who are authorised and regulated by the Financial Conduct Authority No: 311518. Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipients of this content are UK FCA-regulated insurance brokers. Full details of FCA authorisations can be found at This information is correct at the time of production, but may be subject to change.


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