Product of the Month
R&Q Commercial Risk Services continues to expand: Products Liability Risks

24th March 2021

Do you sometimes struggle with specialist products liability risks? R&Q Commercial Risk Services (R&QCRS) offer a high-quality underwriting solution to manufacturing and engineering businesses with a products liability focus. Their skilled underwriting team can look at a broad spectrum of trades including, but not limited to:

  • Auto parts including safety critical and motorsport
  • Aviation
  • Marine components
  • Research and development establishments
  • Medical devices – supply and manufacture (non-invasive)
  • Life science
  • MedTech
  • Scientific instruments manufacturers and suppliers
  • US exports – ‘small’ companies where the proportion to the US is above 15%
  • Military products
  • Other transportation products – rail, etc

Broker Benefits:

  • All quotations are 100% exclusive
  • Backed by capacity providers with strong financial ratings
  • ‘Best of breed’ products with cover enhancements that offer genuine value
  • Fair and consistent commission structure
  • R&Q is independently owned – they are not a potential competitor for your brokerage
  • Knowledgeable and experienced underwriting team
  • Locations in London, Birmingham, Manchester and Bournemouth

Remember the other commercial classes an agency with R&QCRS could assist you with:

  • Commercial Combined: designed for manufacturing and distribution trades offering cyber cover as standard
  • Property Owners: commercial/residential portfolios for property investors and trusts
  • Contractors: building and allied trades
  • Liability: Public and Employer’s miscellaneous liability trades in isolation
  • Motor Trade and Taxi Liability: motor trade includes service indemnity cover
  • Package: package product suitable for offices, shops, etc
  • Residential Development Insurance: package that includes the existing structure, contractors’ all risks, liability and joint contracts tribunal (JCT) covers in one contract
  • Excess Liability: system generated excess layers
  • Terrorism: terrorism policy available in isolation
  • Directors and Officers: system generated quotes for miscellaneous trades
  • Per Capita Liability: variety of risks including high risk classes suitable for up to 10 employees
  • Cyber Liability: for a broad range of trades
  • Medical Malpractice: miscellaneous trades including health, beauty and fitness

So if you are looking to work in a meaningful way with an entrepreneurial commercial underwriting solution who deliberately select a limited number of independent insurance intermediaries in the UK, the Isle of Man and the Channel Islands to work with, ask your Blink IS Business Development Manager for further details.


Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use. This facility is marketed and distributed by Blink Intermediary Solutions. This facility is provided by R&Q Commercial Risk Services Limited. R&Q Commercial Risk Services Limited is an appointed representative of R&Q MGA Limited which is authorised and regulated by the Financial Conduct Authority (FCA) No 440543 and underwritten by certain underwriters at Lloyd’s and other insurers.

Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipients of this content are UK FCA-regulated insurance brokers. Full details of FCA authorisations can be found at This information is correct at the time of production, but may be subject to change.

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