Blink Bite
U Drive Cover

07th March 2021

U Drive Cover enables you to refer your clients who have standard and non-standard motor risks with a premium of £750 or more, when you are struggling to offer competitive terms.

Don’t lose out or lose the confidence of your client, instead refer them to U-Drive Cover who have a broad appetite via their access to a panel of 20+ motor insurers.

Product Range:

U Driver Cover will be most competitive on the following risks:

  • target premiums for non-standard motor risks over £750 (inclusive of IPT*)
    • motoring convictions
    • unspent criminal convictions
    • previous cancelled/voided policies
    • nil No Claims Discount
    • ex company car drivers
    • multiple claims (under five claims within the last five years)
    • low licence and residency
    • Class 1 and 2 business use
    • fast food delivery
    • van risks that fit the standard criteria
    • courier use for vans
  • Standard motor risks with a target premium over £750 (inclusive of IPT*) can also be accommodated.

U Drive Cover provides a solution to risks for which you may not be able to offer competitive terms.

It’s easy to refer your client either by giving them a unique referral code to quote or emailing a copy of the quote you’ve obtained to U Drive Cover to see if they can assist (subject to client permission).

You’ll receive a referral fee of £50 for each new business and renewal referral which results in a successful sale.

Please note, the referring broker does not have any authority to discuss the risk with the retail customer.


*Insurance Premium Tax

Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use. This facility is marketed and distributed by Blink Intermediary Solutions.

This facility is provided by U Drive Cover Limited who are authorised and regulated by the Financial Conduct Authority (FCA) No 615682 and underwritten by a panel of insurers.  Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipients of this content are UK FCA-regulated insurance brokers. Full details of FCA authorisations can be found at This information is correct at the time of production, but may be subject to change.

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