Take a Closer Look
Broaden your outlook on Mid and High Net Worth Household Insurance with Horizon Underwriting

25th June 2019

Broaden your outlook on Mid and High Net Worth Household Insurance with Horizon Underwriting

Specialist underwriting agency Horizon Underwriting eloquently combines traditional service values with modern trading techniques so they can provide a unique and exceptional service by providing:

  • A team of underwriters who are skilled and empowered to make decisions
  • Each broker is assigned an underwriter to deliver a consistent conversation and service
  • Underwriting innovation – a 3-year Long Term Agreement allowing a guaranteed flat rate at the end of year 1 and year 2 for claim-free risks is available*
  • A panel approach to claims delivery, driving excellence and consistency of service with swift
  • settlement at the core of their proposition
  • An innovative cloud-based “click and buy” solution

Mid Net Worth Household

Longitude is a worldwide Mid Net Worth product designed to provide high quality cover at a competitive market rate. They can also cater for emerging wealth clients with this product.

  • Buildings - minimum £250,000
  • Contents (excluding jewellery) - minimum £90,000
  • Total maximum exposure £2,000,000
  • Minimum policy excess £250
  • Minimum premium £1,000 plus IPT**

Key Features Include:

  • Fly-tipping and trespass cover
  • Variety of environmental covers
  • Excess waiver for larger losses
  • Cover for guests’ possessions
  • Cover for money on a worldwide basis
  • Psychiatric expenses
  • Hole-in-one cover for golfers
  • Home emergency service
  • Cover for quad bikes or toy vehicles
  • Contents cover for parents/grandparents whilst in residential care

High Net Worth Household

Latitude is a High Net Worth product offering clients an exceptional depth of cover and policy limits providing comfort and security for their prized possessions.

  • Buildings - minimum £500,000
  • Contents (excluding jewellery) - minimum £150,000
  • Minimum policy excess £250
  • Minimum premium £1,500 plus IPT**

Key Features Include:

  • True HNW experienced appraisal offering
  • Cyber stalking
  • Garden restoration
  • Air rage
  • Death of artist
  • Defective title
  • Optional guaranteed replacement cover - buildings
  • New acquisitions - unfixed building materials
  • Full theft cover when home is let
  • Emergency evacuation
  • Business interruption expenses

If you would like to learn more about Horizon Underwriting, please ask your Blink IS Business Development Manager for more details or click here.

* Subject to annual index linking.

**IPT Insurance Premium Tax

Please note that the content on this website should not be considered advice and professional legal advice should be sourced by you or your clients if required. You should not rely on this feature to evidence security rating or financial status of the product provider. Your use of the content, for whatever purpose, is at your sole risk. Full terms and conditions apply to individual products, please ensure all of the contractual documentation is read and understood prior to use. Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process.

To the best of our knowledge, the information contained on our site was correct at the time of publication and provided by sources we believe to be reliable.

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