Product of the Month
Mi-Binder: R&Q‘s online portal

27th February 2020

Products available for business owners, taxi drivers, tradesmen and motor traders

R&Q Commercial Risk Services (R&Q) is an established and rapidly expanding MGA that caters for UK commercial business via independent insurance brokers throughout the UK. Their online platform -  Mi-Binder - offers independent brokers a clear, competitive advantage in the market by providing quick and easy access to some great products that complement your clients’ insurance needs whether they are a business owner, a taxi driver, tradesman or a motor trader.

Cyber Insurance - all businesses nowadays are susceptible to a cyber attack. R&Q’s cyber liability product covers a broad range of trades and is designed for your small to medium-sized business clients. Cover that will pay for professional support to help businesses that have been the victim of cyber crime.

Per Capita Liability - covers a variety of risks including some high risk classes with £5million public liability and £10million employer’s liability, designed for up to ten employees.

Taxi Liability - most taxi licensing authorities require cover up to £10million public liability nowadays and, with many taxi insurance policies providing lower limits, it’s another great offering.

Motor Trade Liability - cover for sales and service indemnity with the ability to include both public liability and employer’s liability.

Directors and Officers - covering a broad range of miscellaneous trades.

Other great products available on Mi-Binder include package and property owners.

Why work with R&Q?

  • They support the independent intermediary
  • R&Q is independently owned and is not competing with you
  • Knowledgeable and experienced underwriting team
  • Branch locations in London, Birmingham, Manchester and Bournemouth
  • Backed by capacity providers with strong financial ratings
  • ‘Best of breed’ products with cover enhancements that offer genuine value
  • Fair and consistent commission structure

If you are interested in further details of R&Q’s online portal, please speak to your Blink IS Business Development Manager or click here.

Full underwriting terms and conditions apply, please ensure that all of the contractual documentation is read and understood prior to use.

These products is provided by R&Q Commercial Risk Services Limited. R&Q Commercial Risk Services Limited is an appointed representative of R&Q MGA Limited which is authorised and regulated by the Financial Conduct Authority (FCA) No 440543 and underwritten by certain underwriters at Lloyd’s and other insurers. Access to this facility is subject to approval by the product provider only. Blink Intermediary Solutions is not part of the approval process and is not the product manufacturer. Some products/facilities are not available in all territories. The intended recipient of this content is UK FCA regulated insurance brokers. Full details of FCA authorisations can be found at

Please note that the content on this website should not be considered advice and professional legal advice should be sourced by you or your clients if required. You should not rely on this feature to evidence security rating or financial status of the product provider. Your use of the content, for whatever purpose, is at your sole risk.

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